The Liberty Flexible Life Plan offers peace of mind and financial protection for you and your spouse in the event of death. Choose a suitable cover amount between R50,000 and R500,000 which will pay out should you or your spouse (if covered) pass away. You can also choose to increase this cover by 5% or 10% each year to help keep pace with inflation.

Immediate Expenses Benefit

Get up to R100,000 of your life cover benefit within 48 hours of Liberty receiving a valid claim, to use for any urgent expenses.

Optional Cashback Benefit

Add a Cashback benefit for an additional premium and receive a portion of your premiums back every 5 years, as long as your policy is active, and premiums are being paid.

Premium Waiver Benefit

Should the principal life assured pass away and a spouse is also covered on the policy, this benefit will pay the next 6 premiums for your spouse with the option to take over the policy at the end of this premium waiver period. Note the policy must have been active for at least 6 months with at least 6 premiums paid.

Accidental Death Benefit

If you pass away because of an accident, your beneficiary will receive an additional amount (equal to your Life Cover amount, limited to R100,000).

*This product has a 6-month waiting period that applies for death due to natural causes. There is an exclusion that applies for death due to suicide within the first 24 months. Liberty Group Limited is a Licensed Life Insurer and an Authorised Financial Services Provider (Licence no 2409)​.

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